{"id":992,"date":"2024-08-01T23:54:34","date_gmt":"2024-08-01T23:54:34","guid":{"rendered":"https:\/\/fanikiwa.co.tz\/?page_id=992"},"modified":"2024-10-02T07:27:59","modified_gmt":"2024-10-02T07:27:59","slug":"terms-conditions","status":"publish","type":"page","link":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/terms-conditions\/","title":{"rendered":"Terms & conditions"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Terms and Conditions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Who we are and how to contact us<\/h4>\nFanikiwa.co.tz<\/a> is a site operated by Fanikiwa Microfinance Limited<\/a> (“We”). We are registered\nin the Republic of Tanzania under the Companies Act, CAP 202 and have our registered office at Ali Hassan Mwinyi Road, Dar-Es-Salaam.<\/a> Our main trading\naddress is Ali Hassan Mwinyi Road, Dar-Es-Salaam. Our TIN number is 111-169-268.\n

By using our site you accept these terms<\/h4>\nBy using our site, you confirm that you accept these terms of use and that you agree to comply\nwith them.\nIf you do not agree to these terms, you must not use our site.\nWe recommend that you print a copy of these terms for future reference.\n

There are other terms that may apply to you<\/h4>\nOther Policies that apply to you include our Data Privacy Policy.\n

We may make changes to these terms<\/h4>\nWe amend these terms from time to time. Every time you wish to use our site, please check these\nterms to ensure you understand the terms that apply at that time. These terms were most\nrecently updated on 15\/12\/2020.\n

We may make changes to our site<\/h4>\nWe may update and change our site from time to time to reflect changes to our products, our\nusers’ needs and our business priorities.\n

We may suspend or withdraw our site<\/h4>\nOur site is made available free of charge.\nWe do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or\nwithdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try\nto give you reasonable notice of any suspension or withdrawal.You are also responsible for ensuring that all persons who\naccess our site through your internet connection are aware of these terms of use and other applicable terms and\nconditions, and that\nthey comply with them.\n

We may transfer this agreement to someone else<\/h4>\nWe may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing\nif this happens and we will ensure that the transfer will not affect your rights under the contract.\n

Our site is only for users in the Republic of Tanzania<\/h4>\nOur site is directed to people residing in the Republic of Tanzania. We do not represent that content available on or\nthrough our site is appropriate for use or available in other locations.\n

You must keep your account details safe<\/h4>\nIf you choose, or you are provided with, a user identification code, password or any other piece of information as part\nof our security procedures, you must treat such information as confidential.You must not disclose it to any third\nparty.We have the right to disable any user identification code or password, whether chosen by you or allocated by us,\nat any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.If\nyou know or suspect that anyone other than you knows your user identification code or\npassword, you must promptly notify us at info@fanikiwa.co.tz.\n

How you may use material on our site<\/h4>\nWe are the owner or the licensee of all intellectual property rights in our site, and in the material published on it.\nThose works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print\noff one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the\nattention of others within your organisation to content posted on our site.You must not modify the paper or digital\ncopies of any materials you have printed off or downloaded in any way, and you must not use any illustrations,\nphotographs, video or audio sequences or any graphics separately from any accompanying text.Our status (and that of any\nidentified contributors) as the authors of content on our site must always be acknowledged.You must not use any part of\nthe content on our site for commercial purposes without obtaininga licence to do so from us or our licensors.If you\nprint off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease\nimmediately and you must, at our option, return or destroy any copies of the materials you have made.\n

Do not rely on information on this site<\/h4>\nThe content on our site is provided for general information only. It is not intended to amount to advice on which you\nshould rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the\nbasis of the content on our site.Although we make reasonable efforts to update the information on our site, we make no\nrepresentations, warranties or guarantees, whether express or implied, that the content on our site is accurate,\ncomplete or up to date.\n

We are not responsible for websites we link to<\/h4>\nWhere our site contains links to other sites and resources provided by third parties, these links\nare provided for your information only. Such links should not be interpreted as approval by us of\nthose linked websites or information you may obtain from them.\nWe have no control over the contents of those sites or resources.\n

User-generated content is not approved by us<\/h4>\nThis website may include information and materials uploaded by other users of the site, including\nto bulletin boards and chat rooms. This information and these materials have not been verified or\napproved by us. The views expressed by other users on our site do not represent our views or\nvalues.\n

How to complain about content uploaded by other users<\/h4>\nIf you wish to complain about content uploaded by other users, please contact us on fanikiwa.co.tz<\/a>\n

Our responsibility for loss or damage suffered by you<\/h4>\n
    \n \t
  1. We exclude all implied conditions, warranties, representations or other terms that may apply\nto our site or any content on it.<\/li>\n \t
  2. We will not be liable to you for any loss or damage, whether in contract, tort (including\nnegligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in\nconnection with:\n
      \n \t
    1. use of, or inability to use, our site; or<\/li>\n \t
    2. use of or reliance on any content displayed on our site.<\/li>\n<\/ol>\n<\/li>\n \t
    3. In particular, we will not be liable for:\n
        \n \t
      1. loss of profits, sales, business, or revenue;<\/li>\n \t
      2. business interruption;<\/li>\n \t
      3. loss of anticipated savings;<\/li>\n \t
      4. loss of business opportunity, goodwill or reputation; or<\/li>\n \t
      5. any indirect or consequential loss or damage.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n

        How we may use your personal information<\/h4>\nWe will only use your personal information as set out in our Data Protection Policy.\n

        Uploading content to our site<\/h4>\nWhenever you make use of a feature that allows you to upload content to our site, or to make contact with other users of\nour site, you must comply with the content standards set out in our Data Protection Policy.You warrant that any such\ncontribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that\nwarranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.\nAny content you upload to our site will be considered non-confidential and non-proprietary. You retain all of your\nownership rights in your content, but you are required to grant us a limited licence to use, store and copy that content\nand to distribute and make it available to third parties. We also have the right to disclose your identity to any third\nparty who is claiming that any content posted or uploaded by you to our site constitutes a violation of their\nintellectual property rights,or of their right to privacy.You are solely responsible for securing and backing up your\ncontent.\n

        We are not responsible for viruses and you must not introduce them<\/h4>\nWe do not guarantee that our site will be secure or free from bugs or viruses.You are responsible for configuring your\ninformation technology, computer programmes and platform to access our site. You should use your own virus protection\nsoftware.You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material\nthat is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server\non which our site is stored or any server, computer or database connected to our site. You must not attack our site via\na denial-of-service attack or a distributed denial-of service attack. If you breach this provision, we will report any\nsuch breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your\nidentity to them. In the event of such a breach, your right to use our site will cease immediately.\n

        Rules about linking to our site<\/h4>\nYou may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or\ntake advantage of it.You must not establish a link in such a way as to suggest any form of association, approval or\nendorsement on our part where none exists.You must not establish a link to our site in any website that is not owned by\nyou.Our site must not be framed on any other site, nor may you create a link to any part of our site\nother than the home page.We reserve the right to withdraw linking permission without notice.The website in which you are\nlinking must comply in all respects with the content standards set in our Data Protection Policy.If you wish to link to\nor make any use of content on our site other than that set out above, please\ncontact info@fanikiwa.co.tz<\/a>\n

        Which country’s laws apply to any disputes?<\/h4>\nThese terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed\nby laws of the Republic of Tanzanian. We both agree to the exclusive jurisdiction of the courts of the Republic of\nTanzania.Copyright \u00a9 Fanikiwa Microfinance Limited 2020.<\/strong>. All rights reserved Copyright in the pages\nand in the screens displaying the pages, and in the information and material therein and in their arrangement, is owned\nby Fanikiwa Microfinance Limited unless otherwise indicated.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        Terms and Conditions Who we are and how to contact us Fanikiwa.co.tz is a site operated by Fanikiwa Microfinance Limited […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-992","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/pages\/992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/comments?post=992"}],"version-history":[{"count":29,"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/pages\/992\/revisions"}],"predecessor-version":[{"id":1125,"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/pages\/992\/revisions\/1125"}],"wp:attachment":[{"href":"https:\/\/fn.premierkenyalogbook.co.ke\/en\/wp-json\/wp\/v2\/media?parent=992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}